PFS Company Profile and Key Details

Q: Who are the executives of PFS?

Mr. Thomas M. Lyons CPASenior EVice President & Chief Financial OfficerMr. Bennett MacDougallSenior Vice President & Deputy Gen. CounselMr. Christopher P. MartinExecutive ChairmanMr. James A. ChristyExecutive Vice President & Chief Risk Officer of Provident BankMr. Robert G. CapozzoliSenior Vice President & Chief Marketing OfficerMr. Anthony J. LabozzettaPres, Chief Executive Officer & DirectorAdriano M. DuarteSenior Vice President & Investor Relations OfficerMr. Frank S. Muzio CPAExecutive Vice President & Chief Accounting Officer of Provident BankMr. Brian GiovinazziExecutive Vice President & Chief Credit Officer of the Provident BankMr. Adriano M. Duarte C.P.A.Executive Vice President, Chief Accounting Officer & Investor Relations OfficerMs. Valerie O. Murray CFPExecutive Vice President & Chief Wealth Management Officer of Provident BankMr. George ListaChief Executive Officer & Pres Provident Protection Plus, Inc.Mr. John F. Kuntz Esq.Senior EVice President, Gen. Counsel & Corporation Sec.Ms. Sheila LearySenior Vice President & BSA/AML Compliance Director of Provident BankMr. Adriano M. Duarte CPAExecutive Vice President, Chief Accounting Officer & Investor Relations Officer

NYSE : PFS

Provident Financial Services

$22.15

-0.165-0.74%

Open: 1:40 PM

73.42

BESG ScoreESG Rating

Profile Key Stats Analyst Ratings Ownership Ratios Financials Dividend & splits Sentiment Forecast

Price Chart

Stock Price Today

Provident Financial Services, Inc. (PFS) stock declined over -0.74%, trading at $22.15 on NYSE, down from the previous close of $22.31. The stock opened at $22.23, fluctuating between $22.12 and $22.42 in the recent session.

Stock Snapshot

22.31

Prev. Close

2.89B

Market Cap

22.12

Day Low

9.93

P/E Ratio

2.23

EPS (TTM)

1.41

Cash Flow per Share

22.23

Open

130.7M

Number of Shares

22.42

Day High

96.58%

Free Float in %

22.52

Book Value

330.11K

Volume

Relevant Articles

SEC Fillings

Current Report (8-k)

Filing Date	Accepted Date

Annual Report (10-k)

Filing Date	Accepted Date

Stock Price History Chart

Date	Open	High	Low	Close	Volume
Apr 14, 2026	22.24	22.43	21.99	22.33	953.11K
Apr 13, 2026	21.97	22.35	21.73	22.32	1.14M
Apr 10, 2026	22.38	22.48	21.95	22.05	611.44K
Apr 09, 2026	21.98	22.68	21.92	22.46	1.38M
Apr 08, 2026	22.16	22.40	22.04	22.06	1.23M
Apr 07, 2026	21.40	21.75	21.28	21.61	872.97K
Apr 06, 2026	21.18	21.51	21.08	21.48	597.59K
Apr 02, 2026	21.01	21.32	20.89	21.30	856.75K
Apr 01, 2026	21.19	21.53	21.19	21.28	565.43K
Mar 31, 2026	21.08	21.27	20.82	21.16	959.16K
Mar 30, 2026	20.75	20.95	20.62	20.80	841.45K
Mar 27, 2026	20.80	20.81	20.50	20.59	766.17K
Mar 25, 2026	21.09	21.15	20.76	20.88	773.42K
Mar 24, 2026	20.45	21.02	20.38	20.84	906.29K
Mar 23, 2026	20.76	21.18	20.53	20.65	1.29M
Mar 20, 2026	20.30	20.50	20.04	20.29	2.16M
Mar 19, 2026	20.03	20.41	19.91	20.27	847.6K
Mar 18, 2026	20.34	20.44	20.02	20.13	1.15M
Mar 17, 2026	20.66	20.66	20.20	20.34	610.76K
Mar 16, 2026	20.61	20.75	20.37	20.37	705.58K

Contact Details

Jersey City, NJ 07302

United States

https://www.provident.bank 732 590 9200

About Company

Provident Financial Services, Inc. operates as the bank holding company for Provident Bank that provides various banking products and services to individuals, families, and businesses in the United States. The company's deposit products include savings, checking, interest-bearing checking, money market deposit, and certificate of deposit accounts, as well as IRA products. Its loan portfolio comprises commercial real estate loans that are secured by properties, such as multi-family apartment buildings, office buildings, and retail and industrial properties; commercial business loans; fixed-rate and adjustable-rate mortgage loans collateralized by one- to four-family residential real estate properties; commercial construction loans; and consumer loans consisting of home equity loans, home equity lines of credit, marine loans, personal loans and unsecured lines of credit, and auto and recreational vehicle loans. The company also offers cash management, remote deposit capture, payroll origination, escrow account management, and online and mobile banking services; and business credit cards. In addition, it provides wealth management services comprising investment management, trust and estate administration, financial planning, tax compliance and planning, and private banking. Further, the company sells insurance and investment products, including annuities; operates as a real estate investment trust for acquiring mortgage loans and other real estate related assets; and manages and sells real estate properties acquired through foreclosure. As of December 31, 2021, it operated 96 full-service branch offices in northern and central New Jersey, as well as in Pennsylvania and New York counties. The company was founded in 1839 and is headquartered in Jersey City, New Jersey.

Stock Peers

USB-PA

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Credicorp Ltd.$357.59 PNC

-1.8-0.81%

The PNC Financial Services Group, Inc.$221.20 MTB

-0.78-0.35%

M&T Bank Corporation$220.51 CUBI-PE

-0.70221-0.34%

Customers Bancorp, Inc.$205.87 NIC

0.86+0.55%

Nicolet Bankshares, Inc.$158.42 CFR

-0.73-0.51%

Cullen/Frost Bankers, Inc.$142.36 KB

0.38+0.35%

KB Financial Group Inc.$109.58 SSB

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SouthState Corporation$98.19 AX

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Axos Financial, Inc.$93.96

Company Overview

Provident Financial Services, Inc. (NYSE:PFS) closed at $22.14 USD, losing -$0.16 (-0.74%) from the previous close of $22.31. The stock is currently mid-range between its 52-week high and low $15.12 and $23.98. With a market capitalization of about $2.89 billion, Provident Financial Services, Inc. is classified as a mid-cap and shows market-like volatility (beta ~0.81). Key stats such as the average daily volume over the past year has been around 976.71 thousand shares, volume is running light vs its 52-week average. Headquartered in Jersey City, NJ, Provident Financial Services, Inc. operates in the Financial Services sector and the Banks - Regional industry. Led by CEO Anthony J. Labozzetta, the company employs approximately 1,753 people and listed since January 16, 2003. Provident Financial Services, Inc. operates as the bank holding company for Provident Bank that provides various banking products and services to individuals, families, and businesses in the United States.

Technical Performance

Short-term trend indicators are bearishly aligned (SMA20 -3.04%, SMA50 3.44%, SMA200 14.82%). The stock’s 14-day RSI is 49.18 (neutral), while the ATR of 0.62 points to higher daily volatility. The stock remains hovering near 52-week lows, trading -7.63% below its high and over 54.52% above its low. Average 10-day trading volume of 969.16 thousand shares is in line with the 3-month average of 912.85 thousand, indicating normal recent market interest.

Valuation Metrics

Provident Financial Services, Inc. trades at a P/E ratio of 10.02, slightly below the S&P 500 average, with a price-to-sales ratio of 2.11 and a price-to-book ratio of 1.03 suggesting the stock is closer to book value. The P/FCF stands at 6.81, also below market averages.

Dividend & Fair Value

Provident Financial Services, Inc. last paid a dividend of 0.96 per share, this equals a trailing yield of roughly 5.38%. Dividend and splits history remains an important factor for investors monitoring long-term returns. A discounted cash flow model estimates fair value at around $14.84. This means the shares are trading above this model’s fair value.

Earnings & Analyst Outlook

Provident Financial Services, Inc. generated EPS of $2.23 over the past year. Five-year average earnings growth is 9.88%. The latest quarter delivered EPS of $0.55. The next quarter is forecast at $0.55. Next year's EPS is expected at $10.97. Analyst sentiment is bullish. Analyst rating data shows there are 2 Strong Buy ratings, 1 Buy ratings, 1 Hold ratings, 0 Sell rating and 0 Strong Sell ratings. Price targets range from $25.00 to $21.00. The high target offers 11.96% upside. The low target suggests -5.96% downside. The mean target is $23.75. This offers 6.36% upside. Provident Financial Services, Inc. earnings surprise history is a mixed track record. The quarter that ended October 29, 2025, missed forecasts by 0.0%. The prior quarter beat by 10.0%. Over the last six quarters, Apple has recorded several small beats. These include -78.57% in July 25, 2024.

Shareholding & Insider Activity

Provident Financial Services, Inc. has 130.62 million shares outstanding. The public float is 126.16 million shares, elevated short interest at 3.58% of float. This equals 3.33 million shares. The short ratio is 5.8 days. Institutional investors hold 74.27% of the float. Insiders own 2.98%. MARTIN CHRISTOPHER P holds 600.00 thousand shares, LISTA GEORGE has 108.66 thousand shares and Pugliese John has 87.91 thousand shares. Over the past six months, insider transactions show net selling. They sold 15.49 thousand shares across 3 transactions.

Financial & Profitability Overview

Over the trailing twelve months, Provident Financial Services generated $1.05B in revenue, or $0.95 per share. Gross margin was 100.00%, operating margin 99.51%, and net profit margin 11.04%. Returns are modest, with ROA at 0.81% and ROE at 6.83%.
On valuation metrics, Provident Financial Services trades at a P/E of 10.02, P/S of 2.11 and P/B of 1.03. Operationally, the company’s inventory turnover is 0.00 and cash conversion cycle is 25.29 days. Debt-to-equity is 0.89, supported by a cash flow-to-debt ratio of 0.18.

Quarterly Financial Highlights

For the quarter ended Dec 31, 2024, Provident Financial Services posted revenue of $1.05B, down slightly from $695.65M in the prior quarter. Gross profit was $1.05B (margin 100.00%). Operating income was $1.04B (margin 99.5%). Net income was$115.53M (EPS $1.05).
The company ended the quarter with - $180.24M in cash and short-term investments, a total debt of $1.98B, and net debt of $1.80B. Total assets were $14.21B, with equity of $1.69B. Financials further reflected stability, with operating cash flow of $173.40M, free cash flow of $165.91M, and capital expenditures of - $7.49M.

Price Forecast & Outlook

Our AI price prediction model suggests that Provident Financial Services, Inc. stock has strong potential for upside but may face short-term weakness followed by gains in the medium and long term. 2-Week Outlook: Projected increase of 6.58%, with price expected at $23.80 by April 28, 2026, within a range of $23.39 to $24.29 3-Month Outlook: Projected rise of 129.2%, reaching $51.18 by July 13, 2026, with a range of $49.87 to $53.50. 1-Year Outlook: Projected gain of 12.45%, with price at $25.11 by April 14, 2027, within a range of $24.30 to $25.96.

Key Takeaways

Provident Financial Services, Inc. (NYSE:PFS) shares are flat 0.56% year-to-date currently trading near 52-week highs band. Short-term momentum has been positive over the last quarter, despite recent volatility. Valuation shows Provident Financial Services, Inc. trading at a premium to the broader market with a P/E of 10.02. Analyst sentiment is mixed, with the majority of ratings in Neutral territory and a mean price target of $22.41, suggesting 0.36% upside. Our AI forecast model points to short-term strength (6.58% over two weeks), a medium-term rise (129.2% over three months), and a longer-term gain (12.45% over one year), with expected trading ranges indicating moderate volatility.

Frequently Asked Questions

What is the current Provident Financial Services, Inc. (PFS) stock price?

Provident Financial Services, Inc. (NYSE: PFS) stock price is $22.15 in the last trading session. During the trading session, PFS stock reached the peak price of $22.42 while $22.12 was the lowest point it dropped to. The percentage change in PFS stock occurred in the recent session was -0.74% while the dollar amount for the price change in PFS stock was - $0.17.

PFS's industry and sector of operation?

The NYSE listed PFS is part of Banks - Regional industry that operates in the broader Financial Services sector. Provident Financial Services, Inc. designs, manufactures, and markets smartphones, personal computers, tablets, wearables, and accessories worldwide.

Who are the executives of PFS?

Mr. Thomas M. Lyons CPA
Senior EVice President & Chief Financial Officer
Mr. Bennett MacDougall
Senior Vice President & Deputy Gen. Counsel
Mr. Christopher P. Martin
Executive Chairman
Mr. James A. Christy
Executive Vice President & Chief Risk Officer of Provident Bank
Mr. Robert G. Capozzoli
Senior Vice President & Chief Marketing Officer
Mr. Anthony J. Labozzetta
Pres, Chief Executive Officer & Director
Adriano M. Duarte
Senior Vice President & Investor Relations Officer
Mr. Frank S. Muzio CPA
Executive Vice President & Chief Accounting Officer of Provident Bank
Mr. Brian Giovinazzi
Executive Vice President & Chief Credit Officer of the Provident Bank
Mr. Adriano M. Duarte C.P.A.
Executive Vice President, Chief Accounting Officer & Investor Relations Officer
Ms. Valerie O. Murray CFP
Executive Vice President & Chief Wealth Management Officer of Provident Bank
Mr. George Lista
Chief Executive Officer & Pres Provident Protection Plus, Inc.
Mr. John F. Kuntz Esq.
Senior EVice President, Gen. Counsel & Corporation Sec.
Ms. Sheila Leary
Senior Vice President & BSA/AML Compliance Director of Provident Bank
Mr. Adriano M. Duarte CPA
Executive Vice President, Chief Accounting Officer & Investor Relations Officer

How PFS did perform over past 52-week?

PFS's closing price is 48.77% higher than its 52-week low of $15.12 where as its distance from 52-week high of $23.98 is -6.88%.

How many employees does PFS have?

Number of PFS employees currently stands at 1,753.

Link for PFS official website?

Official Website of PFS is: https://www.provident.bank

How do I contact PFS?

PFS could be contacted at phone 732 590 9200 and can also be accessed through its website. PFS operates from 239 Washington Street, Jersey City, NJ 07302, United States.

How many shares of PFS are traded daily?

PFS stock volume for the day was 330.11K shares. The average number of PFS shares traded daily for last 3 months was 976.71K.

What is the market cap of PFS currently?

The market value of PFS currently stands at $2.89B with its latest stock price at $22.15 and 130.7M of its shares outstanding.

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Employees	1753
Beta	0.84
Sales or Revenue	$1.05B
5Y Sales Change%	0.442%
Fiscal Year Ends	December
Sector	Financial Services
Industry	Banks - Regional

PFS Company Profile and Key Details

Provident Financial Services

Price Chart

Stock Price Today

Stock Snapshot

Relevant Articles

SEC Fillings

Current Report (8-k)

Annual Report (10-k)

Stock Price History Chart

Contact Details

About Company

Company Information

Stock Peers

Company Overview

Technical Performance

Valuation Metrics

Dividend & Fair Value

Earnings & Analyst Outlook

Shareholding & Insider Activity

Financial & Profitability Overview

Quarterly Financial Highlights

Price Forecast & Outlook

Key Takeaways

Frequently Asked Questions

Shareholding & Insider Activity

Earnings & Analyst Outlook

Dividend & Fair Value

Financial & Profitability Overview

Quarterly Financial Highlights

Company Overview

Price Forecast & Outlook

Key Takeaways

Valuation Metrics