REFI Company Profile and Key Details

Q: Who are the executives of REFI?

Mr. Peter S. SackCo-Pres & Director of Chicago Atlantic REIT Mang., LLCMr. Anthony CappellChief Executive Officer & Director of Chicago Atlantic REIT Mang., LLCDr. Andreas A. Bodmeier Ph.D.Co-Pres, Chief Investment Officer & Director of Chicago Atlantic REIT Mang., LLCMr. John MazarakisExecutive Chairman of Chicago Atlantic REIT Mang., LLCMr. Phillip SilvermanInterim Chief Financial Officer, Company Sec. & ControllerMr. David KiteChief Operating Officer of Chicago Atlantic REIT Mang., LLC

NASDAQ : REFI

Chicago Atlantic Real Estate Finance

$12.11

0.25+2.11%

Open: 4:00 PM

68.21

BESG ScoreESG Rating

Profile Key Stats Analyst Ratings Ownership Ratios Financials Dividend & splits Sentiment Forecast

Price Chart

Stock Price Today

Chicago Atlantic Real Estate Finance, Inc. (REFI) stock surged +2.11%, trading at $12.11 on NASDAQ, up from the previous close of $11.86. The stock opened at $11.95, fluctuating between $11.83 and $12.14 in the recent session.

Stock Snapshot

11.86

Prev. Close

255.28M

Market Cap

11.8338

Day Low

7.17

P/E Ratio

1.69

EPS (TTM)

1.56

Cash Flow per Share

11.95

Open

21.08M

Number of Shares

12.14

Day High

85.66%

Free Float in %

14.95

Book Value

153.99K

Volume

Relevant Articles

SEC Fillings

Current Report (8-k)

Filing Date	Accepted Date

Annual Report (10-k)

Filing Date	Accepted Date

Stock Price History Chart

Date	Open	High	Low	Close	Volume
Apr 17, 2026	11.95	12.14	11.83	12.11	154.04K
Apr 16, 2026	11.92	12.03	11.82	11.86	131.69K
Apr 14, 2026	11.57	11.89	11.57	11.86	204.5K
Apr 13, 2026	11.50	11.61	11.44	11.59	102.57K
Apr 10, 2026	11.47	11.60	11.46	11.51	82.1K
Apr 09, 2026	11.39	11.58	11.39	11.48	105.57K
Apr 08, 2026	11.34	11.43	11.29	11.40	132.01K
Apr 07, 2026	11.12	11.26	11.12	11.22	72.41K
Apr 06, 2026	11.03	11.20	11.01	11.18	142.6K
Apr 02, 2026	10.97	11.02	10.74	11.01	243.54K
Apr 01, 2026	11.28	11.39	10.99	10.99	169.78K
Mar 31, 2026	11.23	11.36	11.06	11.32	271.73K
Mar 30, 2026	11.47	11.74	11.22	11.66	261.89K
Mar 27, 2026	12.00	12.09	11.42	11.42	258.81K
Mar 25, 2026	12.09	12.21	12.00	12.05	200.15K
Mar 24, 2026	12.37	12.43	12.01	12.01	220.6K
Mar 23, 2026	12.42	12.55	12.31	12.40	337.92K
Mar 20, 2026	12.40	12.51	12.12	12.34	514.31K
Mar 19, 2026	12.37	12.58	12.35	12.44	234.07K
Mar 18, 2026	12.44	12.62	12.34	12.38	182.88K

Contact Details

Miami Beach, IL 60611

United States

https://investors.refi.reit 312 809 7002

About Company

Chicago Atlantic Real Estate Finance, Inc. operates as a commercial real estate finance company in the United States. It originates, structures, and invests in first mortgage loans and alternative structured financings secured by commercial real estate properties. The company offers senior loans to state-licensed operators and property owners in the cannabis industry. It has elected to be taxed as a real estate investment trust (REIT) and would not be subject to federal corporate income taxes if it distributes at least 90% of its taxable income to its stockholders. The company was incorporated in 2021 and is based in Chicago, Illinois.

Stock Peers

NYMTH

0.05+0.20%

New York Mortgage Trust, Inc. 9.875% Senior Notes Due 2030$25.55 AGNCN

0.01+0.04%

AGNC Investment Corp.$25.45 AGNCO

0.02+0.08%

AGNC Investment Corp.$25.18 NYMTM

0.2+0.81%

New York Mortgage Trust, Inc.$24.98 AGNCM

0.03+0.12%

AGNC Investment Corp.$24.61 AGNCP

0.03+0.12%

AGNC Investment Corp.$24.51 AGNCL

0.1572+0.65%

AGNC Investment Corp.$24.50 NYMTL

-0.07-0.32%

New York Mortgage Trust, Inc.$21.82 NYMTN

0.0651+0.30%

New York Mortgage Trust, Inc.$21.67 NYMTZ

New York Mortgage Trust, Inc.$18.63

Company Overview

Chicago Atlantic Real Estate Finance, Inc. (NASDAQ:REFI) closed at $12.11 USD, gaining $0.25 (2.11%) from the previous close of $11.86. The stock is currently mid-range between its 52-week high and low $10.74 and $15.20. With a market capitalization of about $255.28 million, Chicago Atlantic Real Estate Finance, Inc. is classified as a micro-cap and shows lower-than-market volatility (beta ~0.30). Key stats such as the average daily volume over the past year has been around 156.55 thousand shares, in line with its 52-week average. Headquartered in Miami Beach, IL, Chicago Atlantic Real Estate Finance, Inc. operates in the Real Estate sector and the REIT - Mortgage industry. Chicago Atlantic Real Estate Finance, Inc. operates as a commercial real estate finance company in the United States.

Technical Performance

REFI has shown mixed momentum, losing -0.24% over the past week and -6.2% over the past quarter, though year-to-date performance is up 1.14%. Short-term trend indicators are bullishly aligned (SMA20 1.47%, SMA50 -1.04%, SMA200 -7.59%). The stock’s 14-day RSI is 53.49 (neutral), while the ATR of 0.25 points to higher daily volatility. The stock remains sitting in the mid-range of its 52-week band, trading -24.71% below its high and over 5.42% above its low. Average 10-day trading volume of 130.35 thousand shares is below the 3-month average of 156.72 thousand, indicating normal recent market interest.

Valuation Metrics

Chicago Atlantic Real Estate Finance, Inc. trades at a P/E ratio of 7.05, slightly below the S&P 500 average, with a price-to-sales ratio of 4.44 and a price-to-book ratio of 0.82 suggesting the stock is closer to book value. The P/FCF stands at 8.85, also above market averages.

Dividend & Fair Value

Chicago Atlantic Real Estate Finance, Inc. last paid a dividend of 1.88 per share, Dividend and splits history remains an important factor for investors monitoring long-term returns. A discounted cash flow model estimates fair value at around $27.04. This means the shares are trading below this model’s fair value.

Earnings & Analyst Outlook

Wall Street analysts project EPS growth of 2.09% annually over the next five years. The latest quarter delivered EPS of $415.83. The next quarter is forecast at $0.46. Next year's EPS is expected at $1.52. Chicago Atlantic Real Estate Finance, Inc. earnings surprise history is a consistent trend of beating forecasts. The quarter that ended November 04, 2025, missed forecasts by 90297.83%. The prior quarter beat by 13.33%. Over the last six quarters, Apple has recorded several small beats. These include 82351.79% in August 07, 2024.

Shareholding & Insider Activity

Chicago Atlantic Real Estate Finance, Inc. has 21.07 million shares outstanding. The public float is 18.09 million shares, elevated short interest at 2.36% of float. This equals 456.42 thousand shares. The short ratio is 3.97 days. Institutional investors hold 38.94% of the float. Insiders own 14.16%. Chicago Atlantic Fund QP, LLC holds 6.61 million shares, Chicago Atlantic CRE Holdings, LLC has 4.13 million shares and Mazarakis John has 416.61 thousand shares.

Financial & Profitability Overview

Over the trailing twelve months, Chicago Atlantic Real Estate Finance generated $63.00M in revenue, or $3.43 per share. Gross margin was 86.06%, operating margin 70.57%, and net profit margin 67.52%. Returns are healthy, with ROA at 10.78% and ROE at 14.24%.
On valuation metrics, Chicago Atlantic Real Estate Finance trades at a P/E of 7.05, P/S of 4.44 and P/B of 0.82. Liquidity is tight, with a current ratio of 0.28 and quick ratio of 0.28. Operationally, the company’s inventory turnover is 0.00 and cash conversion cycle is -228.52 days , indicating it collects cash faster than it pays suppliers. Debt-to-equity is 0.32, supported by a cash flow-to-debt ratio of 0.29.

Quarterly Financial Highlights

For the quarter ended Dec 31, 2023, Chicago Atlantic Real Estate Finance posted revenue of $63.00M, down slightly from $48.86M in the prior quarter. Gross profit was $54.22M (margin 86.06%). Operating income was $44.46M (margin 70.6%). Net income was$38.71M (EPS $2.14).
The company ended the quarter with $7.90M in cash and short-term investments, a total debt of $66.00M, and net debt of $58.10M. Total assets were $359.23M, with equity of $271.85M. Financials further reflected stability, with operating cash flow of $28.42M, free cash flow of $28.42M, and capital expenditures of $0.00.

Price Forecast & Outlook

Our AI price prediction model suggests that Chicago Atlantic Real Estate Finance, Inc. stock has strong potential for upside but may face short-term weakness followed by gains in the medium and long term. 2-Week Outlook: Projected increase of 4.46%, with price expected at $12.65 by May 01, 2026, within a range of $12.32 to $12.98 3-Month Outlook: Projected rise of 0.33%, reaching $12.15 by July 16, 2026, with a range of $12.02 to $12.31. 1-Year Outlook: Projected gain of 61.6%, with price at $19.57 by April 16, 2027, within a range of $13.92 to $23.54.

Key Takeaways

Chicago Atlantic Real Estate Finance, Inc. (NASDAQ:REFI) shares are flat 1.14% year-to-date currently trading near 52-week highs band. Short-term momentum has been negative over the last quarter, despite recent volatility. Valuation shows Chicago Atlantic Real Estate Finance, Inc. trading at a premium to the broader market with a P/E of 7.05. Analyst sentiment is cautious, with the majority of ratings in Market Outperform territory and a mean price target of $18.73, suggesting 54.67% upside. Our AI forecast model points to short-term strength (4.46% over two weeks), a medium-term rise (0.33% over three months), and a longer-term gain (61.6% over one year), with expected trading ranges indicating moderate volatility.

Frequently Asked Questions

What is the current Chicago Atlantic Real Estate Finance, Inc. (REFI) stock price?

Chicago Atlantic Real Estate Finance, Inc. (NASDAQ: REFI) stock price is $12.11 in the last trading session. During the trading session, REFI stock reached the peak price of $12.14 while $11.83 was the lowest point it dropped to. The percentage change in REFI stock occurred in the recent session was 2.11% while the dollar amount for the price change in REFI stock was $0.25.

REFI's industry and sector of operation?

The NASDAQ listed REFI is part of REIT - Mortgage industry that operates in the broader Real Estate sector. Chicago Atlantic Real Estate Finance, Inc. designs, manufactures, and markets smartphones, personal computers, tablets, wearables, and accessories worldwide.

Who are the executives of REFI?

Mr. Peter S. Sack
Co-Pres & Director of Chicago Atlantic REIT Mang., LLC
Mr. Anthony Cappell
Chief Executive Officer & Director of Chicago Atlantic REIT Mang., LLC
Dr. Andreas A. Bodmeier Ph.D.
Co-Pres, Chief Investment Officer & Director of Chicago Atlantic REIT Mang., LLC
Mr. John Mazarakis
Executive Chairman of Chicago Atlantic REIT Mang., LLC
Mr. Phillip Silverman
Interim Chief Financial Officer, Company Sec. & Controller
Mr. David Kite
Chief Operating Officer of Chicago Atlantic REIT Mang., LLC

How REFI did perform over past 52-week?

REFI's closing price is 12.76% higher than its 52-week low of $10.74 where as its distance from 52-week high of $15.20 is -20.33%.

How many employees does REFI have?

Number of REFI employees currently stands at 0.

Link for REFI official website?

Official Website of REFI is: https://investors.refi.reit

How do I contact REFI?

REFI could be contacted at phone 312 809 7002 and can also be accessed through its website. REFI operates from 420 North Wabash Avenue, Miami Beach, IL 60611, United States.

How many shares of REFI are traded daily?

REFI stock volume for the day was 153.99K shares. The average number of REFI shares traded daily for last 3 months was 156.55K.

What is the market cap of REFI currently?

The market value of REFI currently stands at $255.28M with its latest stock price at $12.11 and 21.08M of its shares outstanding.

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Employees	0
Beta	0.27
Sales or Revenue	$63.00M
5Y Sales Change%	3.995%
Fiscal Year Ends	December
Sector	Real Estate
Industry	REIT - Mortgage

REFI Company Profile and Key Details

Chicago Atlantic Real Estate Finance

Price Chart

Stock Price Today

Stock Snapshot

Relevant Articles

SEC Fillings

Current Report (8-k)

Annual Report (10-k)

Stock Price History Chart

Contact Details

About Company

Company Information

Stock Peers

Company Overview

Technical Performance

Valuation Metrics

Dividend & Fair Value

Earnings & Analyst Outlook

Shareholding & Insider Activity

Financial & Profitability Overview

Quarterly Financial Highlights

Price Forecast & Outlook

Key Takeaways

Frequently Asked Questions

Technical Performance

Earnings & Analyst Outlook

Dividend & Fair Value

Financial & Profitability Overview

Quarterly Financial Highlights

Shareholding & Insider Activity

Valuation Metrics

Price Forecast & Outlook

Key Takeaways