WABC Company Profile and Key Details

Westamerica Bancorporation generated EPS of $4.52 over the past year. Five-year average earnings growth is 8.69%. The latest quarter delivered EPS of $1.12. The next quarter is forecast at $1.07. Next year's EPS is expected at -$9.93. Analyst sentiment is neutral. Analyst rating data shows there are 0 Strong Buy ratings, 0 Buy ratings, 2 Hold ratings, 0 Sell rating and 0 Strong Sell ratings. Price targets range from $55.00 to $54.00. The high target offers 2.67% upside. The low target suggests 0.8% downside. The mean target is $54.50. This offers 1.74% upside. Westamerica Bancorporation earnings surprise history is a consistent trend of beating forecasts. The quarter that ended October 16, 2025, missed forecasts by 12.0%. The prior quarter beat by 3.7%. Over the last six quarters, Apple has recorded several small beats. These include 0.76% in July 18, 2024.

Short-term trend indicators are bearishly aligned (SMA20 0.71%, SMA50 3.74%, SMA200 6.53%). The stock’s 14-day RSI is 56.19 (neutral), while the ATR of 1.4 points to higher daily volatility. The stock remains sitting in the mid-range of its 52-week band, trading -2.08% below its high and over 24.43% above its low. Average 10-day trading volume of 142.12 thousand shares is below the 3-month average of 184.09 thousand, indicating normal recent market interest.

Westamerica Bancorporation has 25.46 million shares outstanding. The public float is 24.20 million shares, elevated short interest at 1.93% of float. This equals 332.88 thousand shares. The short ratio is 2.21 days. Institutional investors hold 81.53% of the float. Insiders own 4.64%. PAYNE DAVID L holds 242.42 thousand shares, SYLVESTER EDWARD B has 57.49 thousand shares and THORSON JOHN A has 11.59 thousand shares.

Westamerica Bancorporation (NASDAQ:WABC) closed at $53.54 USD, gaining $0.24 (0.46%) from the previous close of $53.30. The stock is currently within 5% of its 52-week high $44.93 and $54.71. With a market capitalization of about $1.30 billion, Westamerica Bancorporation is classified as a small-cap and shows lower-than-market volatility (beta ~0.56). Key stats such as the average daily volume over the past year has been around 186.90 thousand shares, in line with its 52-week average. Headquartered in San Rafael, CA, Westamerica Bancorporation operates in the Financial Services sector and the Banks - Regional industry. Led by CEO David L. Payne, the company employs approximately 616 people and listed since March 17, 1980. Westamerica Bancorporation operates as a bank holding company for the Westamerica Bank that provides various banking products and services to individual and commercial customers.

Westamerica Bancorporation last paid a dividend of 1.84 per share, this equals a trailing yield of roughly 3.45%. Dividend and splits history remains an important factor for investors monitoring long-term returns. A discounted cash flow model estimates fair value at around $102.31. This means the shares are trading below this model’s fair value.

Westamerica Bancorporation trades at a P/E ratio of 11.5, slightly below the S&P 500 average, with a price-to-sales ratio of 4.82 and a price-to-book ratio of 1.43 suggesting the stock is closer to book value. The P/FCF stands at 10.99, also above market averages.

Our AI price prediction model suggests that Westamerica Bancorporation stock has strong potential for upside but may face short-term weakness followed by gains in the medium and long term. 2-Week Outlook: Projected increase of 5.9%, with price expected at $56.73 by April 28, 2026, within a range of $56.04 to $57.43 3-Month Outlook: Projected rise of 88.15%, reaching $100.79 by July 13, 2026, with a range of $97.62 to $104.55. 1-Year Outlook: Projected gain of 10.55%, with price at $59.22 by April 14, 2027, within a range of $57.90 to $60.89.

Westamerica Bancorporation (NASDAQ:WABC) shares are flat 4.24% year-to-date currently trading near 52-week highs band. Short-term momentum has been positive over the last quarter, despite recent volatility. Valuation shows Westamerica Bancorporation trading at a premium to the broader market with a P/E of 11.5. Analyst sentiment is cautious, with the majority of ratings in Market Perform territory and a mean price target of $51.00, suggesting -4.8% downside. Our AI forecast model points to short-term strength (5.9% over two weeks), a medium-term rise (88.15% over three months), and a longer-term gain (10.55% over one year), with expected trading ranges indicating moderate volatility.